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Privacy Policy & Terms of Service

Last Updated: September 2026

1. General Overview & Data Collection

At XRPHoldings.com, we prioritize user privacy. We do not collect, store, or require any personally identifiable information (PII), email addresses, passwords, or private key data. All calculator calculations (such as XRP holdings amounts and target price estimates) occur entirely client-side within your browser and are never transmitted to or saved on our servers.

2. XRP Ledger Public Queries

If you use the optional wallet lookup feature, your browser communicates directly with public XRP Ledger (XRPL) RPC nodes to retrieve public account balances. We do not track, log, or associate your public XRP address with your IP address or personal identity.

3. WebSockets & Third-Party Services

To display real-time spot market pricing, our site connects via WebSocket directly to third-party cryptocurrency data providers (such as Coinbase). These third-party services may process basic technical network information (e.g., your IP address) in accordance with their own privacy policies.

4. Advertising & Cookies

We use third-party advertising services (including anonymous ad networks like A-Ads) to support our website. These ad providers may use cookies, web beacons, or browser storage to serve non-personalized or contextually targeted ads. You can manage or disable cookies through your browser settings at any time.

5. Affiliate & External Links Disclosure

XRPHoldings.com contains links to external cryptocurrency exchanges and trading platforms (such as Kraken, Uphold, and Coinbase). Some of these links may be affiliate links, meaning we may receive a commission or referral fee if you click through and sign up for an account, at no additional cost to you.

6. Financial Disclaimer

XRPHoldings.com does not provide financial, investment, or legal advice. All calculations, multipliers, price data, and theoretical growth scenarios presented on this website are strictly for informational and educational purposes. Cryptocurrency prices are highly volatile. Always conduct your own research (DYOR) and consult a qualified professional before making financial decisions.

7. Contact Information

If you have questions regarding this policy or need to reach out, you can contact us at: support@xrpholdings.com.